Homesheet Home Inventory. This is something I'd prefer to self-host but I understand that's not for everyone. I've also heard that the more specific you are about your items the more it's actually worth to an insurance company, if you have a "direct replacement policy" and for example you have a "electric tea kettle, blue, with a dial for setting temperature" and they can't find the direct replacement they'll replace with the more expensive item that satisfies the largest number of adjectives. All that is to say why you would want to use some kind of home inventory (if you just tell them you have an "electric kettle" you are getting the cheapest thing they can find at WalMart).